Malik Consulting — Client Agreement (Terms & Conditions)

Effective upon enrollment

IMPORTANT: PLEASE READ CAREFULLY BEFORE ACCESSING OR USING ANY MATERIALS, PROGRAMS, OR SERVICES OFFERED BY MALIK CONSULTING. BY ENROLLING, SUBMITTING PAYMENT, OR PARTICIPATING IN ANY SESSION, YOU AGREE TO THE FOLLOWING TERMS.

1. Program Access, Fees & Payments

1.1. Scope of Services

Malik Consulting (“Company”) provides coaching and/or counseling-related services, which may include:

  • 1:1 sessions
  • Couples or premarital sessions
  • Group programs
  • Online modules, forms, videos, worksheets, or educational materials
  • Access to a client portal or community space

These services (collectively, “Program” or “Services”) are made available to you upon payment of the agreed fee.

1.2. Term of Agreement

This Agreement becomes effective once:

  • You sign or acknowledge acceptance, and
  • You submit payment for the Program or Service.

1.3. Fees

You agree to pay the Program Fee as outlined at the time of enrollment. Fees may be charged:

  • Per session
  • Per package
  • Monthly
  • Or as a one-time program fee

1.4. No Refund Policy

All payments are non-refundable, including missed sessions, early withdrawal, or changes in personal circumstances.
This reflects your commitment to the process and the preparation involved in delivering your program.

1.5. Rescheduling & Missed Sessions

Sessions may be rescheduled with 24-hour notice.

Same-day cancellations or no-shows are considered used sessions.

2. Expectations & Responsibilities

2.1. Client Commitment

By enrolling, you agree to:

  • Participate fully in sessions
  • Complete assignments or assessments when relevant
  • Communicate honestly
  • Take responsibility for your personal progress

Results depend on your participation, openness, and willingness to apply the tools provided.

2.2. No Guarantees

Malik Consulting does not guarantee specific outcomes, results, or changes.
All tools, strategies, and recommendations are offered in good faith based on professional training and experience.

2.3. Not Therapy or Legal Advice

Unless explicitly stated otherwise, Malik Consulting provides coaching, relationship guidance, and educational support.
It is not a substitute for:

  • Mental health treatment
  • Medical care
  • Legal advice
  • Emergency services

You are responsible for seeking those services independently if needed.

3. Confidentiality

3.1. Confidentiality of Sessions

All client information, discussions, and materials shared during sessions are confidential and will not be disclosed except:

  • With your written permission
  • As required by law
  • In cases of risk of harm to self or others
  • In cases involving abuse as mandated by state reporting laws

3.2. Use of Program Materials

You receive a personal, limited, non-transferable right to access any digital materials provided.
You may not:

  • Share materials
  • Copy or distribute content
  • Share login credentials
  • Use Program content to teach others or create derivative programs

3.3. Testimonials & Feedback

If you voluntarily provide written or recorded feedback, Malik Consulting may request permission to use it for marketing or educational purposes. You may decline.

4. Intellectual Property

All content, worksheets, frameworks, assessments, videos, modules, branding, and systems are the exclusive intellectual property of Malik Consulting.
You do not gain ownership rights by enrolling.

5. Liability, Disclaimers & Indemnification

5.1. Limited Liability

To the maximum extent permitted by law, Malik Consulting is not liable for:

  • Emotional distress
  • Decisions you make
  • Relationship outcomes
  • Financial outcomes
  • Any direct or indirect damages resulting from your participation

5.2. Personal Responsibility

You agree that you participate voluntarily and accept full responsibility for your decisions, actions, and results.

5.3. Indemnification

You agree to hold Malik Consulting harmless against any claims, damages, or losses arising from your use of the Program.

6. Additional Terms

6.1. Non-transferability

Your enrollment is personal to you and may not be transferred to another individual.

6.2. Governing Law

This Agreement is governed by the laws of the State of Ohio (or your choice—can be customized).
Any disputes shall be resolved in the courts of the applicable county.

6.3. Entire Agreement

This document constitutes the entire agreement between the Parties and supersedes any prior verbal or written understanding.

7. Acknowledgment & Signature

By signing below (or submitting electronic agreement), you acknowledge that you:

  • Have read and understood these Terms & Conditions
  • Agree to be bound by them
  • Understand the no-refund and confidentiality policies